TrueBalance- Personal Loan App 6.37.01

True Balance is a lending and financial services platform that prioritizes the mission of "Finance For All." Trusted by over 75 million users across the country, True Balance offers a safe and secure personal loan app. With True Balance, you can avail an online personal loan ranging from ₹1,000 to ₹1,00,000 (Disbursal Amount) for a tenure of 62 days to 12 months, with a low processing fee. The annual percentage rate (APR) ranges from 60% to 154.8%.

Apply for a personal loan today and experience a seamless borrowing process with the True Balance loan app.

For example:

• A ₹10,000 personal loan borrowed for 3 months, with an interest rate of 2.4% per month*, would incur the following charges:

• Processing fee (@6%) = ₹600 + GST (18%) ₹108 = ₹708
• Interest* = -CUMIPMT(2.4%*12/365*30, 3, 10000, 1, 3, 0) = ₹477
• EMI = -PMT(2.4% * 12 / 365 * 30, 3, ₹10,000) = ₹3,492

Total amount to be repaid: ₹11,185/- (includes processing fee + GST). Please note that the loan interest rate may vary based on the user's risk profile.

We facilitate loans from the following RBI licensed NBFCs: True Credits Pvt. Ltd, InCred Financial Services Limited, Grow Money Capital Pvt. Ltd, Muthoot Finance Ltd, Vivriti Capital Limited, and Northern Arc Capital Limited. Additionally, the True Balance app allows users to avail wallet services, including recharges and bill payments, from licensed entities.

Features of True Balance – Personal Loan App:

• Personal Loans ranging from ₹1,000 to ₹1,00,000 (Disbursal Amount)
• 100% Digital
• 24x7 access to personal loan/money
• Low processing fee, longer tenure, and attractive interest rate
• Loan directly disbursed to your bank account
• Pan-India Service
• Convenience of payment through various methods
• Timely repayment improves credit score and increases chances of obtaining a higher amount of credit

True Balance holds a PPI license and provides an RBI-Compliant Wallet along with multiple payment options including net banking, credit cards, debit cards, and gift cards. It has also partnered with NBFCs for granting online personal loans.

To apply for a personal loan on True Balance:

1. Install the True Balance app
2. Log in to the True Balance personal loan app by registering using your contact number
3. Fill in your basic details to determine your personal loan eligibility
4. Submit KYC documents and apply for an instant loan
5. Once your application is approved, the approved loan disbursed amount will be transferred to your bank account.

Other services offered by the True Balance App include:

- Prepaid and Postpaid payments:
- Recharge prepaid/postpaid and earn cashback
- Super-fast recharges across 5 leading operators

- DTH, Pipes Gas, Electricity, Water, LPG, Bill Payment:
- DTH recharge available for all 5 major operators

Kindly note:

• Complete full KYC to maximize cashback benefits.
• All cashback can be used within the app and cannot be transferred in any form.

App permissions & reasons:

• Approximate location is required to provide you with appropriate plans based on your area/circle.
• SMS permission is only for verifying your phone number during registration.
• Camera permission is necessary for the full KYC process.
• Phone permission is used to collect hardware model details, OS and version, network info, and to prevent fraud by ensuring that unauthorized devices cannot act.

SAFE AND SECURE LOANS:

The entire process is completely online and secure, with a 4.0+ star rating, making it one of the best online loan apps in India. True Balance has implemented a highly secure and encrypted system to protect the information shared by our customers. To learn more about our privacy policy, please visit https://truebalance.io/privacy-policy/

Contact us:
For any queries, email us at [email protected]

Address:
The Circle Work, 5th Floor, Huda City Centre Metro Station,
Sector 29, Gurugram, Haryana - 122001, India

*T&C Apply